Jobs Manager asked:


Managing finances after a job loss or redundancy

Gaining control over your finances is of paramount importance when the future is a little uncertain. There are many ways to combat this challenge and of course there can be unique aspects to each person’s situation. As experts in change management, we have years of experience helping people come to terms with a job loss and the financial strains that can come with this experience. Below we have listed the most important steps to assisting you cushion yourself thus allowing you take the necessary steps to securing your future.

Though this article deals with the financial aspects of a job loss, I would like to say that the first step in a job loss situation is to:

· Not take it personally. The job loss has nothing to do with you. The job is redundant you are not. The decision to make redundancies was more than likely done in a boardroom thousands of miles away by people who have never met you and due to market conditions that have nothing to do with you.

· See this time as an opportunity for positive change and a chance to develop a challenging and rewarding career for the future.

Taking this as a given, it is important that if such a time arises, or has arisen, that you are able to sustain yourself during that period when you are not working so that you can concentrate on your job search and not worry about bills and expenses.

Step 1: Stay calm. Running around tearing your hair out will not help you in any shape of form. Whether you are willing to admit it or not, losing a job takes a lot out of a person and if you have not given yourself time to get over it, you will find it more difficult to get re-hired. So, allow yourself the time to come to terms with the change. Remember, concentrating your energy on solving this new job search challenge is far more productive than wasting energy on worrying about the cash side. So focus on the right things.

Step 2: Plan ahead. It is not everyone who gets advanced warning that their job is being made redundant so be prepared for this. Make sure that you have saved enough to get your by for at least three months should the worst happen. This may sound ridiculous, however having enough for several month means that you will not have to take the first job that comes along. It also gives you some free time to collect and recharge yourself.

Step 3: Know what your company will be giving you. You may be eligible for a redundancy payout. Ask HR and see what the company can provide for you. Also, look into social welfare payments and ask your local office what payments or allowances you can avail of.

Step 4: Add up all the essential bills, rent, utilities, food etc. Know exactly what you need to cover your basic costs. This will allow you to easily budget for the monthly essentials.

Step 5: Prioritise your bills. Some bills are paid monthly, other have a longer line of credit. Use this to your advantage. If the rent is due this week but the phone bill does not need to be paid until next month do not waste your money on the phone bill now. However do remember that the phone bill does need to be paid at some point.

Step 6: Cut out all other expenses. Examples of ways to do this are:

· Walk rather than take the bus/car
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· Use Skype to Skype rather than your mobile phone

· Re-look at where you are doing your grocery shopping

· Substitute your shopping items to for the generic brand (its all the same produce in a different package)

· Invite your friends to your house rather than meet them in a café, or bar

Be strict with your spending and watch out for those impulsive buys that can really add up.

Step 7: Keep a diary of all your expenses for a month. Write down everything that you spend and what it was for. When you review this list you will see where you have been wasting your money. This is where you find the few extra shillings to put aside.

Step 8: Be very careful when using credit, especially credit cards. They are very expensive to run with extremely high interest rates and having a bad line of credit may hurt you down the line when you need a loan for something else. However if you really need a loan, shop around with the banks and credit unions to get the best deal on repayments. Also, while asking about loans, ask your bank manager if you can put current expenses on hold. Sometimes you can freeze mortgage payments or extend the time of an existing loan to decrease monthly payments.

Step 9: If things are getting tight and there is no new job in site then take a temporary role. It makes no difference what the job is. Just make sure that you leave enough time in the day to continue your job search.

Step 10: If all of that is not working well for you then consider explaining your situation to your family. They may have some ideas on how you can cut your costs further or come up with a favourable, repayable, finance plan to get you by for the short term.

Experiencing a job loss can be unnerving. But such situations can be effectively solved by carefully devising a plan on how to get past the unemployment period. Remember that you are not the only one who is going through this. The majority of people come out of it unscathed and ready to do battle again, as will you.

If you have just suffered a job loss and you are having difficulty dealing with it please seek help. There is plenty available and you should never face a situation like this alone.

If you know someone else who is faced with the above problem then please pass this article on to them. They will appreciate it. The link is www.jobsmanager.eu/job-search-articles.html

This article had been written and brought to you by Jobs Manager.

Jobs Manager is a specialist consultancy organisation operating with the UK and Ireland. We also provide confidential and sensitive services to individuals facing career change, redundancy or a new job search. We assist you discover your true career vocation and we ensure that you embrace change and think positively about the future. We will assist you develop your Job Marketing tools to ensure you get a new job and are ahead of the other candidates.

We also provide tailor made outsource solutions for organisations requiring help with HR, Recruitment or Redundancy programmes. We provide expert experience and expertise at a fraction of the cost of an In-house HR Department

Please visit us at www.jobsmanager.eu



XAVIER
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encourager4God asked:


I know someone who is job seeking she loves to be around people, she thinks with both sides of her brain and her mind is racing and constantly in motion she is high energy and hard working what kind of job(s) would be postive and rewarding for her? What job would be a good fit?

I know this person well this person is me:)

LANCE

whitehouse asked:

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President Obama gives remarks after meeting with CEOs from innovative energy companies to discuss job creation and long-term plans for the industry. He discusses the importance of energy to our new economic foundation, and praises new advancements that will help us successfully lead the world in the future. July 2, 2009. (Public Domain)

CARMELO

Redelle asked:


I’m 21 I weigh 102kg I’m 5″7 and yet, I eat well (1-2 meals a day) I walk my dogs have a high energy job (where I run around heaps)
What the hell is wrong with me! why am I not losing weight????

MARK
BarackObamadotcom asked:


Barack discusses energy and the creation of new jobs in Cape Girardeau, MO on May 13, 2008. … barack obama cape girardeau missouri energy job creation

NESTOR

Ambit Energy Polish Version part-4 of 4

Filed Under Sounds | Comments Off 

ambitenergyjobs asked:


, and I will help you design your website to boost your prospects. My office is open Monday-Saturday 10-6 and I am always available to provide a meeting. My telephone number is (773) 282-7040 and ask for Longin. Watch our movie and join us now by following the link to my personal website. Realize opportunity of a lifetime and Good Luck!Go to myWebsite jobhelp.spaces.live.com … Ambit Energy Job opportunity save money low energy income potential wersja polska ambit jezyku polskim work from home …

DANIEL

Andrew Regan asked:


Searching for a job during the credit crunch isn’t easy. Many companies have been making cuts wherever they can, cutting down on company positions and making employees redundant. Those who have jobs are doing everything possible to hold on to their positions, while those who don’t are eager to take any employment opportunities that may come their way. So the thought of finding a specific job in a specialised field seems, to many, unlikely - if not almost impossible.

However, even in the midst of a troubled economy, specialised sectors continue to require both experienced and entry level employees. Indeed, some industries have strengthened, needing more employees, while others are taking measures to fine-tune their operations during the credit crunch - which means many require specialists. Alternatively, other types of businesses are working hard to expand their spectrum of expertise based on the demands of the industry - which, once again, means they’re always on the lookout for prospective employees with a diverse set of skills.

So, if the jobs you want are out there, what’s keeping you from finding them? Often, it’s just a matter of searching in the right places and by the right means, ultimately enabling you to hone in on the perfect job.

When searching for a specific type of job it helps to first research whether there are any job sites dedicated to your industry of interest. If there are, you’re likely to find many more positions relevant to your interests. The reason for this is that specialist industry job search sites do half the work for you, right at the outset - that is, they provide you with a resource dedicated to the industry you’re interested in. Then, all you have to do is search for particular positions within that industry. Since the site is dedicated, it’s more likely to return more positions relevant to you.

However, another way to source jobs in a specific field - for example, jobs in energy - is to hone your search by company. If you’re even relatively familiar with an industry, you’re likely to be able to name at least a handful of associated companies. You can always refer to jobs posted by these companies on their own websites, to see if any of them match your skills.

Alternatively, many companies take CVs to keep on file, in case a position that matches should come up. So even if you don’t immediately find a post that’s right for you, it’s still worth sending your cover letter and CV to relevant HR departments, in the event that something becomes available. While the credit crunch has certainly tightened the job market, you shouldn’t feel that you can’t find a job that’s right for you; however, it is important that you use the right tools and look in the appropriate places.



ERIK
OhioCapitalBlog asked:


From the press release: “Lt. Governor Lee Fisher and The Ohio Air Quality Development Authority (OAQDA) today unveiled the process that Ohio businesses and technology organizations must follow to apply for $150 million in funding from the Advanced Energy Job Stimulus program, created as part of the bipartisan Job Stimulus package approved in June.” … Ohio Statehouse Fisher Shanahan Energy Coal Renewables

MAJOR

Online Job Hunting

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Louise G asked:


Copyright (c) 2008 Ianson Internet Marketing

Looking for a job has never been easier. With the convenience of the computer and the internet, you can easily do a job search online. This permits a much broader range of searching options for jobs, as well as more information on what is out there. Instead of picking up a newspaper at the stand every week, you can get online and look through the hundreds of jobs posted on a regional job board. They will typically update it at least several times a week, if not every day, providing a large edge over their competition.

Finding an online job board can be difficult to many, so I have covered some of the top options by region below. While this is by no means a complete listing, these are regional boards that usually have an extensive job listing base.

Jobs in Birmingham:

One of the regional job boards for Birmingham is http://www.mybirminghamjobs.co.uk/. They rely on a search engine set up, but that enables you to set your criteria so that you will have narrowed down the options to something closer to what you truly are looking for.

For a more categorized site check out http://www.myjobsinbirmingham.co.uk/. They have a very easy site to use that is streamlined, categorized, and is kept up to date. The benefit of categorizing is that you can instantly search for jobs that fall under your desired profession, saving a great deal of time and energy.

Jobs in West Midlands:

While there are many jobs available in West Midlands, finding a job board that is specifically for that region is a bit more difficult. The job board at http://www.jobs-midlands.com/ lists hundreds of jobs, but you need to be prepared to spend a bit more time in the navigation of their site, as you will need to perform multiple searches.

The job board http://www.mywestmidlandsjobs.co.uk is a more streamlined job site that still relies on the search engine, but has a clearer set up, and ease of use.

Jobs in Gloucester:

The job board at http://jobs.thisisgloucestershire.co.uk/ is probably one of the most categorized sites out available. With over forty-seven job categories, it makes a job search much easier that you would normally expect.

At the job bank http://www.glosjobs.co.uk they list jobs according to the main category, and then have many sub categories. While at first it seems more complicated, it streamlines the process, and keeps you from being overwhelmed at the thousands of listings.

Jobs in Wolverhampton:

Check out http://www.jobseverywhere.co.uk/ and search the region. They list jobs by category, so whether you are a teacher, engineer, in marketing or something else, it simplifies the search for you.

Another great job board is http://myjobsinwolverhampton.co.uk. They are set up specifically for Wolverhampton, and allow you to search by job, and or a specific part of the region. The site is easily navigational, and keeps the job listings updated.

Jobs in Shrewsbury:

Finding a regional job board in Shrewsbury is much more difficult. While there are many general job listing sites, your best bet for a regional job bank is the listing site at http://www.myjobsinshrewsbury.co.uk. They keep things updated enabling you to be sure that what you are looking at are jobs that are still available.

Jobs in Tamworth:

The job board at http://jobs.tamworthherald.co.uk/ has a great setup. With an ease of use and great navigation, this site does a great job of making your job search easy. They update their site often, and also include a search engine in case you prefer that method of searching their site.

Over all you have many options for looking for just the right job. Regional boards are the best option as people in that particular region typically run them; ensuring it to be more relevant to what the area will be like. Another benefit is that because they are regional, companies are more likely to actually post their open job positions on the online site. They also are kept cleared of filled positions, ensuring you the greater possibility of finding a company that will hire you.

While online job boards are great for keeping information at your fingertips, there are some down sides to them. The thing to keep in mind when researching a job online is that you need to apply for the job as soon as you find it. Since it is posted on the web, it reaches a wider range of people, so the sooner you apply, the more likely you are to actually be considered for the position.

Many people are turning more to the internet to find jobs, and as a result employers are enjoying the possibility of posting their jobs on the web. It cuts down on the expense for a company to advertise in paper, as well is bringing more attention to the company. The benefits of online job boards are nearly endless, but if you aren’t used to using them it may take a bit more time for you to learn the differences in set up. Once you have taken the time to figure out how they work, take advantage of this incredible and ever growing job market. While you may miss a job opportunity when you are relying on a newspaper because of the companies listing the job in a different paper, you won’t run into that online. Quite often the same jobs are posted on multiple job boards, ensuring the highest visibility possible.

Instead of waiting for every thing to go online, and running the risk of missing the very job that you have been searching for years, take the time to check out the online jobs. It’s a great market, and a good time to be looking for jobs. More than that, it will be a hint to the company that you a technology savvy, encouraging them to hire you long term. So check it out. Use the incredibly helpful technology that has been developed to help you find that job.



HUNTER
Astute asked:


Construction jobs throughout the world rely on contractors to keep costs low while ensuring a high level of quality. Contractors work on an hourly basis and do not require long-term healthcare coverage from construction companies. Many construction companies develop relationships with contractors in certain cities and regions to cut down on travelling expenses for full-time professionals. You can take advantage of this flexibility and reliable source of construction jobs by focussing on a specific area of construction.

There are many roofing contractors who spend their summers hanging shingles from dawn until dusk. Roofing contractors work with subcontractors to complete roofs in a timely manner. Your ability to work in high places for an entire day along with quick hand speed can help you land work as a roofing contractor. It is important to think about the size of residential spaces you can complete with limited help from subcontractors. Construction companies will decrease wages for contractors to ease the costs of hiring subcontractors for timely work.

One of the most lucrative construction jobs available to contractors is laying pipes and fixing plumbing problems. The reason why these jobs pay high wages is the certification requirements set forth by most municipalities. Plumbers need to be familiar with local building codes and environmental regulations before they lay their first pipe underneath a home. You can pursue plumbing licenses and certifications while working other construction jobs to avoid financial hardship as you advance your career.

An area where contractors can land plenty of construction jobs throughout the year is carpentry. A carpenter is involved at the end of home construction projects to lay down tiles, carpet and other flooring. The process of laying down tacks and carpeting glue in large rooms makes carpentry positions simple for young construction professionals. You need to get familiar with unconventional floor plans as well as unique flooring products if you want to land larger jobs as a carpenter.

HVAC professionals can land construction jobs in almost any town on a contract basis due to the rising concern for home heating, ventilation and air conditioning. Contract positions involving HVAC installation and maintenance require professionals well-versed in ventilation, electricity and other elements of construction. There are government and industry regulations that force HVAC professionals to seek certification before they work as a contractor. These jobs pay well and there are plenty of positions offered by construction companies as well as HVAC suppliers.



MICAH

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